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About

Hey, I'm Scott 👋

I believe buying your first investment property can change your financial future, but only if you get the first one right.

That's why I started koala financial. To give everyday Australians the kind of lending strategy that's usually reserved for experienced investors.

My job is to help you make decisions that create more options for your future.

Scott Lung, founder of koala financial and mortgage broker for first-time investors

Why people choose koala financial

It's about making better property decisions that support your long-term goals.

Investment-first thinking

Every recommendation is made with your future property goals in mind.

First-time investor specialist

Helping first-time investors is the entire focus of my business.

Honest, straightforward advice

Clear explanations, no pressure and the information you need to make the right decision for you.

Support beyond settlement

Buying your first investment is just the beginning. I'm here to help as your portfolio grows.

My expertise

  • Member of the FBAA
  • Licensed Credit Representative 567904 under ACL 486112
  • Diploma of Finance & Mortgage Broking Management
  • Bachelor of Business & Commerce (Property)
  • Master of Architectural Science (High Performance Buildings)
  • Based in Sydney, helping clients Australia-wide
Google Reviews

What clients say about us

Rated 5.0 on Google
Osmane Jalloh
Osmane Jalloh

Scott was amazing very professional and patient with me throughout my this process I couldn’t have done it without him I will definitely recommend him to all my family and friends thank you so very much Scott

Sandra Ng
Sandra Ng

Scott has been incredibly helpful and ran such a smooth process. Genuinely wants the best for his customers. Thanks Scott

Julia Lothian
Julia Lothian

As a first-time property investor, I had a lot of questions and didn’t really know where to begin. Scott made everything easy to understand and clearly explained my borrowing capacity, the different loan options and how we could structure the loan with future property purchases in mind. Scott was always quick to respond and happy to answer any questions along the way. I never felt pressured, and it was clear that his advice was based on my situation and what I wanted to achieve. I’d highly recommend Scott to anyone looking for a mortgage broker who understands first-time property investors. He made buying our first investment property much easier and far less stressful. Scott went over and beyond - I could not be happier with the high quality service received.

Memory Nyashanu
Memory Nyashanu

I would like to sincerely thank my broker Scott for the outstanding support and dedication shown throughout my remortgage process. From start to finish, his attention to detail was exceptional, ensuring that every aspect was handled with care and professionalism. What truly stood out was his kindness and patience. He took the time to explain everything clearly and in a way that I could fully understand, which made what could have been a stressful experience feel much more manageable. Even when the first lender declined, he did not give up. Instead, he remained committed, explored other options, and ultimately secured a successful outcome for me. That level of persistence and determination is rare and deeply appreciated. Beyond being a highly skilled professional, he is genuinely a great human being who truly cares about his clients. I would highly recommend his services to anyone looking for a broker who goes above and beyond. Thank you once again for everything.

Chris Legge
Chris Legge

Scott was an unbelievable and reliable broker that doesn’t just walk you through all the hurdles associated with buying a house, but also advises you on all the options tailored to your situation. We couldn’t recommend him enough. Plus he sponsored a Koala on our behalf! We have a lot to thank Koala Finance for!

Let’s have a proper conversation

An honest chat about your goals and whether now’s the right time to invest, with no sales pitch.