We start with your goals
Every journey starts with understanding where you are today and where you want to be.
We'll talk through your goals, your current financial position and your plans for property. You don't need to have all the answers before we speak. That's what we're here for.
- Understand your goals and current position
- Answer your questions in plain English
- Tell you whether you're ready to buy
- Recommend the right next steps
Know what you can afford
Before you start searching, we'll work out what you can comfortably borrow and what you'll need to complete the purchase.
We'll calculate your borrowing power, estimate your upfront costs and build a realistic budget that suits your plans.
- Calculate your borrowing power
- Estimate your deposit and purchase costs
- Assess whether equity could help fund the purchase
- Build a realistic buying budget
Choose the right loan
The cheapest loan isn't always the right loan. We'll recommend a lending strategy that suits this purchase and supports your future plans.
Different lenders assess investors differently. We'll compare suitable options, explain the trade-offs and help you choose the right fit.
- Compare suitable lenders and loan structures
- Explain loan features in plain English
- Structure your lending for future purchases
- Recommend the best option for your situation
Get approved
Whether you need pre-approval or you're ready to buy, we'll manage the application from start to finish.
We'll prepare and lodge your application, manage the lender, keep things moving and keep you informed every step of the way.
- Prepare and lodge your application
- Manage lender requests and documentation
- Keep you updated throughout the process
- Work through to formal approval
Settle your purchase
Once your loan is approved, we'll coordinate the finance through to settlement.
We'll work closely with your lender, conveyancer and other professionals to help make settlement as smooth as possible.
- Coordinate everyone involved
- Monitor key dates and outstanding requirements
- Help resolve finance issues if they arise
- Confirm when your loan has settled
Keep planning ahead
Settlement is just the beginning.
As your goals change, we'll continue reviewing your loan and helping you prepare for your next property opportunity.
- Direct access to Scott when you need guidance
- Regular loan and rate reviews
- Help with refinancing or restructuring
- Planning for your next property
Before we speak
What happens on the first discovery call?
We'll discuss your goals, answer your questions and help you understand what's possible. By the end of the call, you'll know the best next step for your situation.
What do I need to prepare?
Nothing at all. If you're just starting out, we'll guide you through everything. If you know your income, savings and existing debts, we can provide a more accurate indication of your borrowing power, but it's not essential.
What if I'm not ready to buy?
That's completely fine. Many clients speak with us months before purchasing. We'll help you understand what to focus on now so you're ready when the right opportunity comes along.
Let's start the conversation
Whether you're ready to invest now or just exploring your options, book a free discovery call and let's work out the right next step for you.